Unfair Debt Collections

The McAleer Law Firm, P.C. represents consumers when debt collectors violate their rights under the Fair Debt Collection Practices Act. We can stop illegal, unfair, deceptive, and abusive debt collection practices in Georgia.

Why Debt Collection Is Regulated

According to the United States Congress: “There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. Means other than misrepresentation or other abusive debt collection practices are available for the effective collection of debts. It is the purpose of the Fair Debt Collection Practices Act to eliminate abusive debt collection practices by debt collectors, to ensure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.” - 15 U.S.C. § 1692

What You Can Do

If you are being abused or taken advantage of by a debt collector or creditor, you have certain rights available to you. Reviewing this web site should help you understand some of those rights. When you file a lawsuit against an abusive or harassing debt collector, you are doing more than enforcing your rights. You are helping to ensure that other consumers are not harassed or abused. Further, you are discouraging not only that particular debt collector or creditor from their illegal conduct, but, as the U.S. Congress rightly points out, you are helping to “ensure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged.”

Unfair Debt Collections Practices Act